Plan for the people your business relies on.
Key contributors bring skills, relationships, and experience that are difficult to replace. Explore ways to prepare for their loss.

Identify the impact
- Sales, revenue, and profitability
- Specialist skills and institutional knowledge
- Business relationships and reputation
Build a fuller picture
- Identify the people most critical to your operations
- Discuss policy options and business continuity
- Consider compensation, tax, and professional liability questions

